Click to view Deposits, Loans, ATM/Debit Cards, or Telephone Banking

  Checking Accounts  
Banclub Accounts NOW Accounts Student Checking
Fabulous 50 Money Market Accounts Easy Checking
  Business Checking  

All our checking accounts feature CHECK IMAGING, a service that provides a digital image of your deposits and checks in check number order.

 
  Savings Accounts  
Regular Savings Christmas Club  
 
  Time Deposits  
Certificates of Deposit Regular IRA Roth IRA
  Sep IRA  
 
  Banclub Accounts  
Features of our Banclub Accounts:
  • Minimum $100 to open
  • Membership fee per statement cycle
  • Unlimited check writing
 
  Easy Checking  

Features of our Easy Checking accounts:

  • Minimum $100 in checking account to open
  • Minimum $1,000 in savings account to open
  • Maintenance charge of $8.00 if your savings account balance falls below $1,000.00 anytime during the statement cycle
  • Unlimited check writing
     
  NOW Accounts  
Features of our NOW accounts:
  • Minimum $1,000 to open
  • 20 Checks, withdrawals, paper transfers, or ATM/Debit card transactions per statement cycle, $.25 per item afterwards
  • $15.00 maintenance fee if your balance falls below $1,000 at any time during the statement cycle

Call any of our locations for latest rate information

 
  Student Checking  
Features of our student checking account:
  • Must be a student in high school, college or qualified school
  • $100 minimum to open
  • Unlimited check writing
 
  Fabulous 50  

Features of our Fabulous 50 accounts:

  • Minimum $100 to open
  • Membership fee per statement cycle
  • Unlimited check writing
     
  Business Checking  
Features of our business checking account:
  • $100 minimum to open
  • $15.00 maintenance charge per statement cycle
  • 75 statement cycle debits, $.15 per debit afterwards with a $40 maximum per debit charge
 
  Money Market Accounts  
Features of our money market accounts:
  • Minimum $2,000 to open
  • No more than 6 transfers from your account, of which three (3) may be made by check
  • $10.00 per check charge for more than three (3) third-party checks
  • Maintenance charge of $15.00 if your balance falls below $2,000 anytime during the statement cycle
  • Must maintain balance of $2,000 to obtain daily interest

Call any of our locations for latest rate information

 
  Regular Savings  
Features of our Regular Savings Account:
  • Minimum $50 to open
  • Three (3) withdrawals or ATM/Debit Card transactions per month, $3.00 per withdrawal afterwards
  • Maintenance charge of $5.00 if your balance falls below $25 anytime during the statement cycle

Call any of our locations for latest rate information

 
  Christmas Club  
Features of our Christmas Club Account:
  • Minimum $5 to open
  • Payments available in $5, $10 and $20 increments
  • No debits to account are allowed until maturity
  • If the first 49 payments are made electronically before maturity, the 50th is free
  • Checks are usually mailed around the first week of November
 
  Certificate of Deposit (CD)  
We offer a wide variety of CD's with various maturities and amounts
Call any of our locations for more information and current rates
 
  IRAs  
We offer Regular, ROTH and SEP IRAs.
Call any of our locations for more information and our current rates
 
 
 
 



It is important that your bank provide a wide variety of consumer and business loans to meet your needs. Stop by any one of our locations and talk to our knowledgeable loan officers to match a loan to your needs.
Home Loans Guaranteed FSA Loans
Home Improvement Loans Business Lines of Credit
Auto Loans Other Consumer Loans
Business Loans Personal Loans
Construction Loans Personal Lines of Credit
Farm Loans  


Farmers State Bank offers the ability to obtain cash at most ATM's worldwide by using a Farmers State Bank ATM card.

Want the convenience of cash without having to actually carry cash? A Farmers State Bank Debit card allows you to make purchases without having to write a check, as well as obtaining cash at most ATM machines.

Already have an ATM card and want to convert it to a Debit Card? Stop by any of our locations and visit with one of our friendly customer service representatives today!



Need your balance right now and you can't get to a computer? Just call Farmers24 Telephone Banking. Available 24 hours a day, 7 days a week, for your convenience.

What's available?

  • Checking, Savings and Loan Balance information
  • Account History
  • Make a transfer or loan payment
  • Loan Payment Information
  • Farmers State Bank ATM Locations
  • Banking Hours

Simply call 684-3301 or toll free 1-888-684-1051 from a touchtone phone.